pledgeConservative HODLer
5 BTC, 12-month term, US-based, prioritizing safety over cost.
5 BTC12 monthsUS
Collateral value
$500,000
Your priority
safety
Loan type
Standard
Compare scenarios
Real-world loan comparisons.
Abstract comparisons are hard. See how different lenders stack up in specific scenarios based on loan size, term, location, and your priorities.
How to useFind the scenario closest to your situation, review the top recommendations, then use the calculator to model your exact numbers.
Yield Chaser
3 BTC, 6-month term, comfortable with DeFi, prioritizing low cost.
3 BTC6 monthsUS
Collateral value
$300,000
Your priority
cost
Loan type
Standard
Recommended for this scenario
Medium Loan — Canada
2 BTC, 12-month term, Ontario-based, needs fast funding.
2 BTC12 monthsCanada
Collateral value
$200,000
Your priority
speed
Loan type
Standard
Recommended for this scenario
Large Collateral
10 BTC, 24-month term, US-based, needs multi-sig custody.
10 BTC24 monthsUS
Collateral value
$1,000,000
Your priority
custody
Loan type
Multi-sig
Recommended for this scenario
Fast Cash, No KYC
1.5 BTC, 3-month term, prioritizing privacy and speed.
1.5 BTC3 monthsInternational
Collateral value
$150,000
Your priority
privacy
Loan type
DeFi / No-KYC
Recommended for this scenario
Want a custom scenario?
These scenarios are starting points. Your situation might be different — loan amount, jurisdiction, risk tolerance. Use the calculator to model your exact numbers.
Context before you decide
- • These scenarios use a $100,000/BTC reference price — rates and terms are estimates. Confirm current quotes with lenders.
- • Safety scores compare structural factors (custody, transparency, track record) — not investment recommendations.
- • DeFi requires self-custody — you hold the keys. If that's new to you, CeFi may be better despite higher rates.