Head-to-Head

Every metric that matters, side by side.

Select two lenders. We compare safety, APR, custody, fees, and 8 more factors — so you choose with data, not marketing.

Lender A

Lender B

Ledn

Est. 2018

7.4

5.3

Nexo

Est. 2018

Ledn

Nexo

7.4

5.3

Higher safety score (7.41 vs 5.25)

7.4

Safety Score

Higher safety score (7.41 vs 5.25)

5.3

Safety Score

Higher safety score (7.41 vs 5.25)

Ledn

7.4

Higher safety score (7.41 vs 5.25)

Nexo

5.3

Lower minimum APR (1.9% vs 9.25–11.49%)

9.25–11.49%

APR Range

Lower minimum APR (1.9% vs 9.25–11.49%)

1.9%

APR Range

Lower minimum APR (1.9% vs 9.25–11.49%)

Ledn

9.25–11.49%

Lower minimum APR (1.9% vs 9.25–11.49%)

Nexo

1.9%

—

Both have the same max LTV

50%

Max LTV

—

Both have the same max LTV

50%

Max LTV

—

Both have the same max LTV

Ledn

50%

—

Both have the same max LTV

Nexo

50%

—

Compare loan amounts based on your needs

Min $500
Max Unlimited

Loan Amount Range

—

Compare loan amounts based on your needs

Min $100
Max Unlimited

Loan Amount Range

—

Compare loan amounts based on your needs

Ledn

Min $500
Max Unlimited

—

Compare loan amounts based on your needs

Nexo

Min $100
Max Unlimited

—

Both have the same origination fee

None

Origination Fee

—

Both have the same origination fee

None

Origination Fee

—

Both have the same origination fee

Ledn

None

—

Both have the same origination fee

Nexo

None

Faster funding speed

Next day

Funding Speed

Faster funding speed

Same day

Funding Speed

Faster funding speed

Ledn

Next day

Faster funding speed

Nexo

Same day

—

Both have the same custody model

Custodial

Custody Model

—

Both have the same custody model

Custodial

Custody Model

—

Both have the same custody model

Ledn

Custodial

—

Both have the same custody model

Nexo

Custodial

—

Both have the same rehypothecation policy

Partial

Rehypothecation Policy

—

Both have the same rehypothecation policy

Partial

Rehypothecation Policy

—

Both have the same rehypothecation policy

Ledn

Partial

—

Both have the same rehypothecation policy

Nexo

Partial

Published via The Network Firm LLP / Open Book Report

Published
via The Network Firm LLP / Open Book Report

Reserve Transparency

Published via The Network Firm LLP / Open Book Report

Not published

Reserve Transparency

Published via The Network Firm LLP / Open Book Report

Ledn

Published
via The Network Firm LLP / Open Book Report

Published via The Network Firm LLP / Open Book Report

Nexo

Not published

—

Both have the same regulatory status

Registered

Regulatory Status

—

Both have the same regulatory status

Registered

Regulatory Status

—

Both have the same regulatory status

Ledn

Registered

—

Both have the same regulatory status

Nexo

Registered

Fewer excluded states (2 vs 11)

39 states
Excluded: 11

US State Availability

Fewer excluded states (2 vs 11)

48 states
Excluded: 2

US State Availability

Fewer excluded states (2 vs 11)

Ledn

39 states
Excluded: 11

Fewer excluded states (2 vs 11)

Nexo

48 states
Excluded: 2

—

Both have the same track record length

8 yrs
Est. 2018

Track Record

—

Both have the same track record length

8 yrs
Est. 2018

Track Record

—

Both have the same track record length

Ledn

8 yrs
Est. 2018

—

Both have the same track record length

Nexo

8 yrs
Est. 2018

Bottom line

Ledn

Wins 2 of 12 categories

Ledn wins

Tied

Nexo wins

Score breakdown

Ledn: 2 categories7 tiesNexo: 3 categories

Rates and terms are checked on a recurring cadence but may change. Always confirm directly with the lender before applying.

Head-to-Head

Every metric that matters, side by side.

Select two lenders. We compare safety, APR, custody, fees, and 8 more factors — so you choose with data, not marketing.

Lender A

Lender B

Ledn

Est. 2018

7.4

5.3

Nexo

Est. 2018

Ledn

Nexo

7.4

5.3

Higher safety score (7.41 vs 5.25)

7.4

Safety Score

Higher safety score (7.41 vs 5.25)

5.3

Safety Score

Higher safety score (7.41 vs 5.25)

Ledn

7.4

Higher safety score (7.41 vs 5.25)

Nexo

5.3

Lower minimum APR (1.9% vs 9.25–11.49%)

9.25–11.49%

APR Range

Lower minimum APR (1.9% vs 9.25–11.49%)

1.9%

APR Range

Lower minimum APR (1.9% vs 9.25–11.49%)

Ledn

9.25–11.49%

Lower minimum APR (1.9% vs 9.25–11.49%)

Nexo

1.9%

—

Both have the same max LTV

50%

Max LTV

—

Both have the same max LTV

50%

Max LTV

—

Both have the same max LTV

Ledn

50%

—

Both have the same max LTV

Nexo

50%

—

Compare loan amounts based on your needs

Min $500
Max Unlimited

Loan Amount Range

—

Compare loan amounts based on your needs

Min $100
Max Unlimited

Loan Amount Range

—

Compare loan amounts based on your needs

Ledn

Min $500
Max Unlimited

—

Compare loan amounts based on your needs

Nexo

Min $100
Max Unlimited

—

Both have the same origination fee

None

Origination Fee

—

Both have the same origination fee

None

Origination Fee

—

Both have the same origination fee

Ledn

None

—

Both have the same origination fee

Nexo

None

Faster funding speed

Next day

Funding Speed

Faster funding speed

Same day

Funding Speed

Faster funding speed

Ledn

Next day

Faster funding speed

Nexo

Same day

—

Both have the same custody model

Custodial

Custody Model

—

Both have the same custody model

Custodial

Custody Model

—

Both have the same custody model

Ledn

Custodial

—

Both have the same custody model

Nexo

Custodial

—

Both have the same rehypothecation policy

Partial

Rehypothecation Policy

—

Both have the same rehypothecation policy

Partial

Rehypothecation Policy

—

Both have the same rehypothecation policy

Ledn

Partial

—

Both have the same rehypothecation policy

Nexo

Partial

Published via The Network Firm LLP / Open Book Report

Published
via The Network Firm LLP / Open Book Report

Reserve Transparency

Published via The Network Firm LLP / Open Book Report

Not published

Reserve Transparency

Published via The Network Firm LLP / Open Book Report

Ledn

Published
via The Network Firm LLP / Open Book Report

Published via The Network Firm LLP / Open Book Report

Nexo

Not published

—

Both have the same regulatory status

Registered

Regulatory Status

—

Both have the same regulatory status

Registered

Regulatory Status

—

Both have the same regulatory status

Ledn

Registered

—

Both have the same regulatory status

Nexo

Registered

Fewer excluded states (2 vs 11)

39 states
Excluded: 11

US State Availability

Fewer excluded states (2 vs 11)

48 states
Excluded: 2

US State Availability

Fewer excluded states (2 vs 11)

Ledn

39 states
Excluded: 11

Fewer excluded states (2 vs 11)

Nexo

48 states
Excluded: 2

—

Both have the same track record length

8 yrs
Est. 2018

Track Record

—

Both have the same track record length

8 yrs
Est. 2018

Track Record

—

Both have the same track record length

Ledn

8 yrs
Est. 2018

—

Both have the same track record length

Nexo

8 yrs
Est. 2018

Bottom line

Ledn

Wins 2 of 12 categories

Ledn wins

Tied

Nexo wins

Score breakdown

Ledn: 2 categories7 tiesNexo: 3 categories

Rates and terms are checked on a recurring cadence but may change. Always confirm directly with the lender before applying.