Terms of Service

#1. Acceptance of Terms

By accessing and using Pledge (the “Service”), you accept and agree to be bound by these Terms of Service. If you do not agree, please do not use the Service.

#2. Description of Service

Pledge provides informational comparisons of Bitcoin-backed lending platforms. We are an independent research and comparison tool. We are not a lender, broker, financial advisor, or registered investment advisor.

#3. Not Financial Advice

You should consult qualified professionals before making any financial decisions.

#4. Accuracy of Information

We strive to maintain accurate and up-to-date information about lending platforms, including rates, terms, and safety assessments.

However, rates and terms change frequently. We make no warranties about the accuracy, completeness, or timeliness of the information provided.

5. Commercial Relationships

Pledge currently has no affiliate, referral, or sponsorship relationships with any provider on this site. If that ever changes, every monetized link will carry a clear ↗ AFFILIATE marker before it goes live, and the change will be announced publicly first. See why trust Pledge for the full disclosure framework.

Our scoring methodology is applied identically to all platforms regardless of any future commercial relationship. For details, see our methodology page.

6. Limitation of Liability

This includes, but is not limited to:

• Losses from lending decisions
• Platform failures or liquidation events
• Rate discrepancies

Use of the Service is at your own risk.

7. User Conduct

You agree not to misuse the Service, including but not limited to:

• Attempting to access our systems without authorization
• Scraping data at scale
• Impersonating other users
• Using the Service for any unlawful purpose

8. Changes to Terms

We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the updated Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

Any disputes arising from your use of the Service shall be resolved in the courts of the State of Delaware and the United States federal courts. If you are accessing the Service from outside the United States, you do so at your own risk and are responsible for compliance with applicable local laws.

10. Contact

For questions about these Terms, contact us at bitcoinanalytica@gmail.com.