Head-to-Head

Every metric that matters, side by side.

Select two lenders. We compare safety, APR, custody, fees, and 8 more factors — so you choose with data, not marketing.

Lender A

Lender B

Nexo

Est. 2018

5.3

7.1

Figure

Est. 2018

Nexo

Figure

5.3

7.1

Higher safety score (7.1 vs 5.25)

5.3

Safety Score

Higher safety score (7.1 vs 5.25)

7.1

Safety Score

Higher safety score (7.1 vs 5.25)

Nexo

5.3

Higher safety score (7.1 vs 5.25)

Figure

7.1

Lower minimum APR (1.9% vs 8.91%)

1.9%

APR Range

Lower minimum APR (1.9% vs 8.91%)

8.91%

APR Range

Lower minimum APR (1.9% vs 8.91%)

Nexo

1.9%

Lower minimum APR (1.9% vs 8.91%)

Figure

8.91%

—

Both have the same max LTV

50%

Max LTV

—

Both have the same max LTV

50%

Max LTV

—

Both have the same max LTV

Nexo

50%

—

Both have the same max LTV

Figure

50%

—

Compare loan amounts based on your needs

Min $100
Max Unlimited

Loan Amount Range

—

Compare loan amounts based on your needs

Min $500
Max Unlimited

Loan Amount Range

—

Compare loan amounts based on your needs

Nexo

Min $100
Max Unlimited

—

Compare loan amounts based on your needs

Figure

Min $500
Max Unlimited

Lower origination fee

None

Origination Fee

Lower origination fee

Origination Fee

Lower origination fee

Nexo

None

Lower origination fee

Figure

—

Both have the same funding speed

Same day

Funding Speed

—

Both have the same funding speed

Same day

Funding Speed

—

Both have the same funding speed

Nexo

Same day

—

Both have the same funding speed

Figure

Same day

—

Both have the same custody model

Custodial

Custody Model

—

Both have the same custody model

Custodial

Custody Model

—

Both have the same custody model

Nexo

Custodial

—

Both have the same custody model

Figure

Custodial

No rehypothecation — collateral is never reused

Partial

Rehypothecation Policy

No rehypothecation — collateral is never reused

No Rehypothecation

Rehypothecation Policy

No rehypothecation — collateral is never reused

Nexo

Partial

No rehypothecation — collateral is never reused

Figure

No Rehypothecation

—

No published reserve reporting or on-chain verification

Not published

Reserve Transparency

—

No published reserve reporting or on-chain verification

Not published

Reserve Transparency

—

No published reserve reporting or on-chain verification

Nexo

Not published

—

No published reserve reporting or on-chain verification

Figure

Not published

—

Both have the same regulatory status

Registered

Regulatory Status

—

Both have the same regulatory status

Registered

Regulatory Status

—

Both have the same regulatory status

Nexo

Registered

—

Both have the same regulatory status

Figure

Registered

Fewer excluded states (2 vs 10)

48 states
Excluded: 2

US State Availability

Fewer excluded states (2 vs 10)

40 states
Excluded: 10

US State Availability

Fewer excluded states (2 vs 10)

Nexo

48 states
Excluded: 2

Fewer excluded states (2 vs 10)

Figure

40 states
Excluded: 10

—

Both have the same track record length

8 yrs
Est. 2018

Track Record

—

Both have the same track record length

8 yrs
Est. 2018

Track Record

—

Both have the same track record length

Nexo

8 yrs
Est. 2018

—

Both have the same track record length

Figure

8 yrs
Est. 2018

Bottom line

Nexo

Wins 3 of 12 categories

Nexo wins

Tied

Figure wins

Score breakdown

Nexo: 3 categories7 tiesFigure: 2 categories

Rates and terms are checked on a recurring cadence but may change. Always confirm directly with the lender before applying.

Head-to-Head

Every metric that matters, side by side.

Select two lenders. We compare safety, APR, custody, fees, and 8 more factors — so you choose with data, not marketing.

Lender A

Lender B

Nexo

Est. 2018

5.3

7.1

Figure

Est. 2018

Nexo

Figure

5.3

7.1

Higher safety score (7.1 vs 5.25)

5.3

Safety Score

Higher safety score (7.1 vs 5.25)

7.1

Safety Score

Higher safety score (7.1 vs 5.25)

Nexo

5.3

Higher safety score (7.1 vs 5.25)

Figure

7.1

Lower minimum APR (1.9% vs 8.91%)

1.9%

APR Range

Lower minimum APR (1.9% vs 8.91%)

8.91%

APR Range

Lower minimum APR (1.9% vs 8.91%)

Nexo

1.9%

Lower minimum APR (1.9% vs 8.91%)

Figure

8.91%

—

Both have the same max LTV

50%

Max LTV

—

Both have the same max LTV

50%

Max LTV

—

Both have the same max LTV

Nexo

50%

—

Both have the same max LTV

Figure

50%

—

Compare loan amounts based on your needs

Min $100
Max Unlimited

Loan Amount Range

—

Compare loan amounts based on your needs

Min $500
Max Unlimited

Loan Amount Range

—

Compare loan amounts based on your needs

Nexo

Min $100
Max Unlimited

—

Compare loan amounts based on your needs

Figure

Min $500
Max Unlimited

Lower origination fee

None

Origination Fee

Lower origination fee

Origination Fee

Lower origination fee

Nexo

None

Lower origination fee

Figure

—

Both have the same funding speed

Same day

Funding Speed

—

Both have the same funding speed

Same day

Funding Speed

—

Both have the same funding speed

Nexo

Same day

—

Both have the same funding speed

Figure

Same day

—

Both have the same custody model

Custodial

Custody Model

—

Both have the same custody model

Custodial

Custody Model

—

Both have the same custody model

Nexo

Custodial

—

Both have the same custody model

Figure

Custodial

No rehypothecation — collateral is never reused

Partial

Rehypothecation Policy

No rehypothecation — collateral is never reused

No Rehypothecation

Rehypothecation Policy

No rehypothecation — collateral is never reused

Nexo

Partial

No rehypothecation — collateral is never reused

Figure

No Rehypothecation

—

No published reserve reporting or on-chain verification

Not published

Reserve Transparency

—

No published reserve reporting or on-chain verification

Not published

Reserve Transparency

—

No published reserve reporting or on-chain verification

Nexo

Not published

—

No published reserve reporting or on-chain verification

Figure

Not published

—

Both have the same regulatory status

Registered

Regulatory Status

—

Both have the same regulatory status

Registered

Regulatory Status

—

Both have the same regulatory status

Nexo

Registered

—

Both have the same regulatory status

Figure

Registered

Fewer excluded states (2 vs 10)

48 states
Excluded: 2

US State Availability

Fewer excluded states (2 vs 10)

40 states
Excluded: 10

US State Availability

Fewer excluded states (2 vs 10)

Nexo

48 states
Excluded: 2

Fewer excluded states (2 vs 10)

Figure

40 states
Excluded: 10

—

Both have the same track record length

8 yrs
Est. 2018

Track Record

—

Both have the same track record length

8 yrs
Est. 2018

Track Record

—

Both have the same track record length

Nexo

8 yrs
Est. 2018

—

Both have the same track record length

Figure

8 yrs
Est. 2018

Bottom line

Nexo

Wins 3 of 12 categories

Nexo wins

Tied

Figure wins

Score breakdown

Nexo: 3 categories7 tiesFigure: 2 categories

Rates and terms are checked on a recurring cadence but may change. Always confirm directly with the lender before applying.