Head-to-Head

Every metric that matters, side by side.

Select two lenders. We compare safety, APR, custody, fees, and 8 more factors — so you choose with data, not marketing.

Lender A

Lender B

Nexo

Est. 2018

5.3

4.0

YouHodler

Est. 2019

Nexo

YouHodler

5.3

4.0

Higher safety score (5.25 vs 4.02)

5.3

Safety Score

Higher safety score (5.25 vs 4.02)

4.0

Safety Score

Higher safety score (5.25 vs 4.02)

Nexo

5.3

Higher safety score (5.25 vs 4.02)

YouHodler

4.0

Lower minimum APR (1.9% vs 6.497–25.988%)

1.9%

APR Range

Lower minimum APR (1.9% vs 6.497–25.988%)

6.497–25.988%

APR Range

Lower minimum APR (1.9% vs 6.497–25.988%)

Nexo

1.9%

Lower minimum APR (1.9% vs 6.497–25.988%)

YouHodler

6.497–25.988%

Higher maximum LTV (90% vs 50%)

50%

Max LTV

Higher maximum LTV (90% vs 50%)

90%

Max LTV

Higher maximum LTV (90% vs 50%)

Nexo

50%

Higher maximum LTV (90% vs 50%)

YouHodler

90%

—

Compare loan amounts based on your needs

Min $100
Max Unlimited

Loan Amount Range

—

Compare loan amounts based on your needs

Min $100
Max Unlimited

Loan Amount Range

—

Compare loan amounts based on your needs

Nexo

Min $100
Max Unlimited

—

Compare loan amounts based on your needs

YouHodler

Min $100
Max Unlimited

—

Both have the same origination fee

None

Origination Fee

—

Both have the same origination fee

None

Origination Fee

—

Both have the same origination fee

Nexo

None

—

Both have the same origination fee

YouHodler

None

—

Both have the same funding speed

Same day

Funding Speed

—

Both have the same funding speed

Same day

Funding Speed

—

Both have the same funding speed

Nexo

Same day

—

Both have the same funding speed

YouHodler

Same day

—

Both have the same custody model

Custodial

Custody Model

—

Both have the same custody model

Custodial

Custody Model

—

Both have the same custody model

Nexo

Custodial

—

Both have the same custody model

YouHodler

Custodial

—

Both have the same rehypothecation policy

Partial

Rehypothecation Policy

—

Both have the same rehypothecation policy

Partial

Rehypothecation Policy

—

Both have the same rehypothecation policy

Nexo

Partial

—

Both have the same rehypothecation policy

YouHodler

Partial

—

No published reserve reporting or on-chain verification

Not published

Reserve Transparency

—

No published reserve reporting or on-chain verification

Not published

Reserve Transparency

—

No published reserve reporting or on-chain verification

Nexo

Not published

—

No published reserve reporting or on-chain verification

YouHodler

Not published

—

Both have the same regulatory status

Registered

Regulatory Status

—

Both have the same regulatory status

Registered

Regulatory Status

—

Both have the same regulatory status

Nexo

Registered

—

Both have the same regulatory status

YouHodler

Registered

—

Both have the same US availability

48 states
Excluded: 2

US State Availability

—

Both have the same US availability

48 states
Excluded: 2

US State Availability

—

Both have the same US availability

Nexo

48 states
Excluded: 2

—

Both have the same US availability

YouHodler

48 states
Excluded: 2

Longer track record (8 yrs vs 7 yrs)

8 yrs
Est. 2018

Track Record

Longer track record (8 yrs vs 7 yrs)

7 yrs
Est. 2019

Track Record

Longer track record (8 yrs vs 7 yrs)

Nexo

8 yrs
Est. 2018

Longer track record (8 yrs vs 7 yrs)

YouHodler

7 yrs
Est. 2019

Bottom line

Nexo

Wins 3 of 12 categories

Nexo wins

Tied

YouHodler wins

Score breakdown

Nexo: 3 categories8 tiesYouHodler: 1 categories

Rates and terms are checked on a recurring cadence but may change. Always confirm directly with the lender before applying.

Head-to-Head

Every metric that matters, side by side.

Select two lenders. We compare safety, APR, custody, fees, and 8 more factors — so you choose with data, not marketing.

Lender A

Lender B

Nexo

Est. 2018

5.3

4.0

YouHodler

Est. 2019

Nexo

YouHodler

5.3

4.0

Higher safety score (5.25 vs 4.02)

5.3

Safety Score

Higher safety score (5.25 vs 4.02)

4.0

Safety Score

Higher safety score (5.25 vs 4.02)

Nexo

5.3

Higher safety score (5.25 vs 4.02)

YouHodler

4.0

Lower minimum APR (1.9% vs 6.497–25.988%)

1.9%

APR Range

Lower minimum APR (1.9% vs 6.497–25.988%)

6.497–25.988%

APR Range

Lower minimum APR (1.9% vs 6.497–25.988%)

Nexo

1.9%

Lower minimum APR (1.9% vs 6.497–25.988%)

YouHodler

6.497–25.988%

Higher maximum LTV (90% vs 50%)

50%

Max LTV

Higher maximum LTV (90% vs 50%)

90%

Max LTV

Higher maximum LTV (90% vs 50%)

Nexo

50%

Higher maximum LTV (90% vs 50%)

YouHodler

90%

—

Compare loan amounts based on your needs

Min $100
Max Unlimited

Loan Amount Range

—

Compare loan amounts based on your needs

Min $100
Max Unlimited

Loan Amount Range

—

Compare loan amounts based on your needs

Nexo

Min $100
Max Unlimited

—

Compare loan amounts based on your needs

YouHodler

Min $100
Max Unlimited

—

Both have the same origination fee

None

Origination Fee

—

Both have the same origination fee

None

Origination Fee

—

Both have the same origination fee

Nexo

None

—

Both have the same origination fee

YouHodler

None

—

Both have the same funding speed

Same day

Funding Speed

—

Both have the same funding speed

Same day

Funding Speed

—

Both have the same funding speed

Nexo

Same day

—

Both have the same funding speed

YouHodler

Same day

—

Both have the same custody model

Custodial

Custody Model

—

Both have the same custody model

Custodial

Custody Model

—

Both have the same custody model

Nexo

Custodial

—

Both have the same custody model

YouHodler

Custodial

—

Both have the same rehypothecation policy

Partial

Rehypothecation Policy

—

Both have the same rehypothecation policy

Partial

Rehypothecation Policy

—

Both have the same rehypothecation policy

Nexo

Partial

—

Both have the same rehypothecation policy

YouHodler

Partial

—

No published reserve reporting or on-chain verification

Not published

Reserve Transparency

—

No published reserve reporting or on-chain verification

Not published

Reserve Transparency

—

No published reserve reporting or on-chain verification

Nexo

Not published

—

No published reserve reporting or on-chain verification

YouHodler

Not published

—

Both have the same regulatory status

Registered

Regulatory Status

—

Both have the same regulatory status

Registered

Regulatory Status

—

Both have the same regulatory status

Nexo

Registered

—

Both have the same regulatory status

YouHodler

Registered

—

Both have the same US availability

48 states
Excluded: 2

US State Availability

—

Both have the same US availability

48 states
Excluded: 2

US State Availability

—

Both have the same US availability

Nexo

48 states
Excluded: 2

—

Both have the same US availability

YouHodler

48 states
Excluded: 2

Longer track record (8 yrs vs 7 yrs)

8 yrs
Est. 2018

Track Record

Longer track record (8 yrs vs 7 yrs)

7 yrs
Est. 2019

Track Record

Longer track record (8 yrs vs 7 yrs)

Nexo

8 yrs
Est. 2018

Longer track record (8 yrs vs 7 yrs)

YouHodler

7 yrs
Est. 2019

Bottom line

Nexo

Wins 3 of 12 categories

Nexo wins

Tied

YouHodler wins

Score breakdown

Nexo: 3 categories8 tiesYouHodler: 1 categories

Rates and terms are checked on a recurring cadence but may change. Always confirm directly with the lender before applying.