Snapshot dated April 24, 2026•How we review•Disclosure•Compare Digital Credit
Ranked listReviewed category

Digital credit ranked by risk

Start with the table. It keeps backing, yield treatment, liquidity, and exit risk visible before any provider click.

Market-cap rank is only an ordering device; product structure decides the risk.Listed preferred shares stay inside Digital Credit reviews; borrowing against BTC is a different financial job.

Compare the products side by side

Start here: product, backing shape, yield treatment, and exit risk before any provider click.

Product filters

Filter by structure without inventing a fake score

These chips are just a way to separate product shapes. They do not change the underlying rank logic, which still stays tied to the dated market-cap snapshot.

Clear filters

Showing 0 of 6 digital credit products with the current filter mix.

No products match this filter mix

Try widening the subtype or yield setup chips. The reviewed set is still small, so narrow combinations can empty it out quickly.

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Market map

Size and structure, without pretending bigger means safer

These charts show where the dated market-cap snapshot is concentrated. Every product in the published set is a listed preferred share.

Where the published size actually sits

Longer bars mean more supply in the dated snapshot. That helps explain the order without pretending bigger means safer, cleaner, or a better fit.

Largest reviewed snapshot: $9.0B

STRC
$9.0B
SATA
$1.3B
STRF
$1.3B
STRK
$1.1B
STRD
$1.0B
STRE
€612.3M

How the published set splits by design

The mix matters because these products do not all work the same way. That is why the ranking should lead into reviews, not replace them.

6 names have a separate yield layer today

Reserve-backed
0 names
Dividend-backed
6 names
Yield option
6 names
Base-dollar first
0 names

If the ranking says “not this,” the better answer may be a loan

Some readers should borrow instead of holding a Bitcoin-linked dollar. Keep that alternative close so the page can route people honestly.
Need a judgment call?

Borrow, hold, or move into a Bitcoin-linked dollar?

This is where manual review actually makes sense. If you are weighing a BTC-backed loan against a Digital Money strategy, Pledge can help map the trade-offs without turning it into a hard sell. Yield-bearing wrappers stay inside Digital Money reviews as a feature, not as a separate top-level product type.