When should I use the Pledge decision guide?

Use the decision guide when you still need to separate borrowing against BTC from custody work, Bitcoin-linked dollar research, or a broader strategic question before choosing a workflow.

What happens if borrowing is clearly the right path?

The guide moves into a borrowing-fit flow that narrows the closest lender matches based on collateral size, loan target, custody preference, speed, and priorities before handing you into compare.

What if borrowing is not actually the next move?

The decision guide routes you into the more appropriate research path, including custody, Bitcoin-linked dollar research, or cross-category frameworks, instead of pretending every question should end in lender compare.

Decision guide

Start with the question, not the product.

Borrowing against BTC and Bitcoin-linked dollars are different product jobs. Custody-model work is supporting research when your control setup is still the blocker.

How to use this guide

Choose borrowing only if you already know dollars against existing BTC is the real task.

Choose Bitcoin-linked dollars if the core issue is wrapper structure, redemption, or stable-value design.

Choose the control-model path if key control or recovery is still upstream of any product choice.

Choose the research path if you still need a framework before any category-specific workflow.

Decision paths

Pick the path that matches the blocker.

Already sure borrowing is the path?

You can skip the guide and move straight into compare if the category decision is already clear.

Compare my loan Read borrow vs sell

Decision guide

Start with the question, not the product.

Borrowing against BTC and Bitcoin-linked dollars are different product jobs. Custody-model work is supporting research when your control setup is still the blocker.

How to use this guide

Choose borrowing only if you already know dollars against existing BTC is the real task.

Choose Bitcoin-linked dollars if the core issue is wrapper structure, redemption, or stable-value design.

Choose the control-model path if key control or recovery is still upstream of any product choice.

Choose the research path if you still need a framework before any category-specific workflow.

Decision paths

Pick the path that matches the blocker.

Already sure borrowing is the path?

You can skip the guide and move straight into compare if the category decision is already clear.

Compare my loan Read borrow vs sell

Start with the question, not the product.

Pick the path that matches the blocker.

I want dollars against existing BTC

I am evaluating dollar exposure or wrappers

I need to pressure-test custody and key control first

I am still sorting the question itself

Start with the question, not the product.

Pick the path that matches the blocker.

I want dollars against existing BTC

I am evaluating dollar exposure or wrappers

I need to pressure-test custody and key control first

I am still sorting the question itself