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Score verified Apr 24, 2026 · market cap as of Apr 24, 2026·Money On Chain DOC review · 3 source documents read · Reserve-backedIndependent. No commercial relationship with Money On Chain DOC.No commercial relationships.
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Money On Chain DOC
Type · Reserve-backed·Bucket · Bitcoin-linked reserve-backed·Chain · Rootstock
Reserve-backedBitcoin-collateralized risk-sharing stablecoinBase dollar firstRootstock
EDITOR'S VERDICT
DOC is one of the older Bitcoin-collateralized dollar designs still worth tracking.
5.8
Pledge risk score
$5.2M
Market cap
Base dollar first
Yield treatment
Reserve-backed
Subtype
QUICK READ
BEST FOR
+Readers who want a Bitcoin-collateralized product without the bank-reserve framing common elsewhere.
+People studying how Rootstock-native designs differ from newer Bitcoin-finance platforms.
+Users comfortable going deeper on system design before deciding whether the liquidity is sufficient.
PAUSE IF
−You need deep, always-on liquidity and a wide exchange footprint.
−You do not want to learn the wider Money On Chain system and its risk-sharing mechanics.
−You expect a newer UX or a simplified consumer-facing stablecoin product.
AT A GLANCE
TickerDOC
SubtypeReserve-backed
BucketBitcoin-linked reserve-backed
ChainRootstock
ModelBitcoin-collateralized risk-sharing stablecoin
Yield treatmentBase dollar first
Base assetDOC
Market cap$5.2M (as of 2026-04-24)
Overall score5.8 / 10
Last verified2026-04-24
VS THE ALTERNATIVES
Compare all 14 products →DOC vs the other dollar products.
WHY WE TRACK DOC
The research angle.
DOC matters because it shows the older, more Bitcoin-purist branch of the stablecoin tree. Even at smaller size, it is a useful reference point for what Bitcoin-backed dollars looked like before the current wave of treasury and cross-chain designs.
Subtype
Reserve-backed
Bucket
Bitcoin-linked reserve-backed
Chains
Rootstock
Backing
Money On Chain says deposits of Rootstock BTC (RBTC) collateralize DOC, while the BitPro side of the system absorbs BTC/USD fluctuations.
Peg mechanism
The product leans on a Bitcoin-collateralized smart-contract system and risk-sharing token design rather than on fiat reserves or an offchain treasury basket.
Yield
DOC is primarily the stability rail. The wider protocol’s return and volatility absorption dynamics sit elsewhere in the system, which means users need to understand more than the stablecoin ticker itself.
Redemption
DOC is conceptually simple at the headline level, but the full risk picture depends on Rootstock liquidity, collateral coverage, and how the broader Money On Chain system behaves under volatility.
SAFETY METHODOLOGY · v3.2 · DIGITAL MONEY-ADAPTED
The 8-factor breakdown.
5.8/10
Weighted overall risk score
01 · weight 18%7.5/10
Backing source
Money On Chain says deposits of Rootstock BTC (RBTC) collateralize DOC, while th
Money On Chain says deposits of Rootstock BTC (RBTC) collateralize DOC, while the BitPro side of the system absorbs BTC/USD fluctuations.
02 · weight 14%5/10
Mint / redemption path
DOC is conceptually simple at the headline level, but the full risk picture depe
DOC is conceptually simple at the headline level, but the full risk picture depends on Rootstock liquidity, collateral coverage, and how the broader Money On Chain system behaves under volatility.
03 · weight 13%6.5/10
Peg design
The product leans on a Bitcoin-collateralized smart-contract system and risk-sha
The product leans on a Bitcoin-collateralized smart-contract system and risk-sharing token design rather than on fiat reserves or an offchain treasury basket.
04 · weight 13%5.7/10
Yield source
Base dollar first
DOC is primarily the stability rail. The wider protocol’s return and volatility absorption dynamics sit elsewhere in the system, which means users need to understand more than the stablecoin ticker itself.
05 · weight 12%2.8/10
Liquidity / exit depth
Simple BTC-collateralized framing, but real exits depend on Rootstock liquidity.
Overall score = 5.85 under the Bitcoin-holder Digital Credit standard. DOC benefits from a long-running Bitcoin-collateralized design on Rootstock, but smaller scale, thinner market depth, and the need to understand the broader Money On Chain risk-sharing system hold the rating down.
06 · weight 11%6.5/10
Smart contract / bridge
Bitcoin-collateralized risk-sharing stablecoin
Overall score = 5.85 under the Bitcoin-holder Digital Credit standard. DOC benefits from a long-running Bitcoin-collateralized design on Rootstock, but smaller scale, thinner market depth, and the need to understand the broader Money On Chain risk-sharing system hold the rating down.
07 · weight 10%5/10
Governance / counterparty
Governance & counterparty risk
Overall score = 5.85 under the Bitcoin-holder Digital Credit standard. DOC benefits from a long-running Bitcoin-collateralized design on Rootstock, but smaller scale, thinner market depth, and the need to understand the broader Money On Chain risk-sharing system hold the rating down.
08 · weight 9%5/10
Transparency / proof
Disclosure & attestation
Overall score = 5.85 under the Bitcoin-holder Digital Credit standard. DOC benefits from a long-running Bitcoin-collateralized design on Rootstock, but smaller scale, thinner market depth, and the need to understand the broader Money On Chain risk-sharing system hold the rating down.
Review statusMethodology v3.2 · stablecoin-adapted. Last full review 2026-04-24. Continuous peg monitoring. Found a factual error? bitcoinanalytica@gmail.comRead methodology v3.2 ↗